RewardStack™ Yield Calculator

RECOMMENDED COMBINATION CARD

HDFC Infinia Metal Edition

💎 CRED-GRADE MAXSAVER PRO

Selected Voucher Target

Myntra (15.0% OFF)

Combined Net Yield

19.3% NET RETURN

Layer 1: Select Brand Voucher

Layer 2: Select Category-Matched Credit Card

✨ Layer 3 Stack: GyftCoins Loyalty Program

+1.0% Guaranteed Cashback

Estimated Monthly Voucher Spend ₹25,000 / mo

₹2,000/mo ₹100,000/mo ₹200,000/mo

TOTAL NET SAVINGS YIELD

19.3%

ANNUAL NET RETURN SAVED

₹57,900 / yr

🏛️ OFFICIAL DIRECT BANK APPLY DIRECTORY

Official Direct Bank Application Links

All application buttons connect directly to official bank portals (HDFC, Amex, HSBC, Axis) to ensure 100% payment transparency, zero link errors, and full security.

TOP PREMIUM PICK 3.3% BASE YIELD

HDFC Infinia Metal Edition

Earn 5X Reward Points on GyftVoucher portal. Unlimited airport lounge access & 1:1 redemption.

            🔗 hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card-metal-edition
          

Apply on Official HDFC Site ➔

AMEX MILESTONE PICK 8.0% MILESTONE YIELD

Amex Platinum Travel Card

Earn 40,000+ Membership Rewards points on annual voucher milestone spend + Taj stay vouchers.

            🔗 americanexpress.com/in/credit-cards/platinum-travel-credit-card/
          

Apply on Official Amex Site ➔

10X DIGITAL REWARDS 5.0% REWARD YIELD

Amex SmartEarn Credit Card

Earn 10X Membership Rewards Points on Swiggy, Zomato, Amazon, and everyday digital vouchers.

            🔗 americanexpress.com/in/credit-cards/smart-earn-credit-card/
          

Apply on Official Amex Site ➔

DINING & FOOD KING 10.0% DINING CASHBACK

HSBC Live+ Credit Card

10% direct cashback on food delivery (Swiggy/Zomato), dining out, and grocery purchases.

            🔗 hsbc.co.in/credit-cards/products/live-plus/
          

Apply on Official HSBC Site ➔

BEST FOR TRAVEL 10.0% EDGE MILES YIELD

Axis Bank ATLAS Card

Earn accelerated EDGE Miles on travel vouchers, flights, and international hotel stays.

            🔗 axisbank.com/retail/cards/credit-card/atlas-credit-card
          

Apply on Official Axis Site ➔

PREMIUM LIFESTYLE 4.0% REWARD YIELD

HDFC Regalia Gold Card

High reward points on Marks & Spencer, Myntra, Nykaa + complimentary airport lounge access.

            🔗 hdfcbank.com/personal/pay/cards/credit-cards/regalia-gold
          

Apply on Official HDFC Site ➔